Finance
Money Is Mostly Behavior
Seven days with three writers who agree that wealth is built less by what you know about money and more by how you behave with it.
7 lessons · Catalogue preview
Preview the outlineCurated path · Available on iPhone
Introduction to Financial Independence
Understand what your life costs, how saving changes your options, and how to plan beyond the next payslip.
Inside this path
A little more understanding.
Seven practical lessons on making your income support the life you want. Learn to calculate your spending and saving rate, weigh purchases in working hours, plan a cash buffer, understand borrowing costs and basic long-term investing, and bring those decisions into a first financial independence plan. No prior knowledge required.
Available now in Catalyst for iPhone. Open the app to see current access and subscription options.
Where the path begins · Lesson 01
What Would Enough Look Like?
Separate earning more from becoming less dependent on your next payslip, starting with a raise that disappears.
The full lesson text and narrated audio are available in the Catalyst app.
One idea at a time.
In sequence.
See the 7-lesson outline
What Would Enough Look Like?
Separate earning more from becoming less dependent on your next payslip, starting with a raise that disappears.
The Gap That Buys You Time
Calculate a monthly surplus and saving rate, then translate that saving into months of current spending.
Choose What Is Worth Your Time
Judge one purchase in working hours and make a saving decision that fits your real obligations.
Give Yourself Room for Setbacks
Separate planned bills from emergencies and choose an accessible reserve that addresses a realistic shortfall.
Stop Interest Taking the Same Money Again
Separate interest from repayment of the amount borrowed, then choose a debt question or repayment step that fits your cash flow.
Give Long-Term Money Time to Grow
Understand compounding, diversification and fees, while separating long-term investing from money you need soon.
Build a Plan Around Your Life
Bring spending, saving, reserves, debt and long-term resources into a first plan, with a concrete next step and review date.
Keep exploring
Another question to follow.
Communication
Introduction to Communication
Seven days on the small moves that decide whether your difficult conversations go well or go badly, for the adult who has never been taught them.
7 lessons · Available in the app
Explore this path
Habits
Introduction to Habits
Seven days on how habits actually form, and the small moves that make a new one stick where willpower has not.
7 lessons · Available in the app
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